New research revealing Aussies are feeling hopeful for their financial futures as our inflation figures finally fall back into the target range.

The Dye & Durham, Australian Market Pulse survey has revealed that 30 per cent of consumers believe their financial position will be better off a year from now, up from 24 per cent this time last year.

A separate survey by NAB shows cost of living stress has fallen to its lowest level since early 2022.

In even better news, today, inflation figures fell from 3.8 to 2.8 per cent, our first time back in the RBA’s target zone in more than three and a half years.

However, some fear the government’s household energy rebates may be making inflation seem lower than it really is.

The ABS says without them, electricity prices would have risen this quarter.

So, are we finally through the worst of the cost-of-living crisis, or is there more pain to come?